Financial and prudential indicators across the banking system
06.12.2000
Financial and prudential indicators across the banking system*
during 31 December 1998 and 30 September 2000
- percent -
| Crt. no. |
INDICATOR |
31 Dec. 1998 |
31 Dec. 1999 |
31 Mar. 2000 |
30 Jun. 2000 |
30 Sep. 2000 |
| 1 |
Capital adequacy ratio 1 ( >12 ) |
10.25 |
17.90 |
20.95 |
21.43 |
22.13 |
| 2 |
Equity ratio (Shareholders' equity / Total assets) |
6.08 |
7.55 |
8.86 |
10.06 |
10.29 |
| 3 |
Overdue and doubtful loans / Total loans |
... |
... |
6.17 |
5.11 |
3.48 |
| 4 |
Doubtful and overdue claims (net value) / Total assets |
14.54 |
2.36 |
2.52 |
2.14 |
1.34 |
| 5 |
Doubtful and overdue claims (net value) / Equity |
253.64 |
31.21 |
28.47 |
21.23 |
12.98 |
| 6 |
Return on assets (Net profit / Total assets) |
0.06 |
-1.47 |
2.39 |
2.36 |
2.67 |
| 7 |
Return on equity (Net profit / Shareholders' equity) |
1.03 |
-15.26 |
20.98 |
20.18 |
22.18 |
| 8 |
Operating profitability ratio (Operating income - Income from provisions) / (Operating expenses - Expenses for provisions |
... |
111.01 |
109.99 |
111.43 |
112.13 |
*) banks having Romanian legal personality
Banking indicators
| Crt. no. |
INDICATOR |
31 Dec. 1998 |
31 Dec. 1999 |
30 Jun. 2000 |
| 1 |
Banks of which: |
45 |
41 |
42 |
| 2 |
Branches of foreign banks |
9 |
7 |
7 |
| 3 |
Total assets (including branches of foreign banks) - lei bn. |
133,276 |
168,995 |
191,848 |
| 4 |
On-balance-sheet assets of private or majority privately-owned banks(including branches of foreign banks) / Total banking assets |
28.98% |
53.23% |
55.66% |
| 5 |
On-balance-sheet assets of foreign-owned or majority foreign-owned banks (including branches of foreign banks) / Total banking assets |
19.95% |
47.55% |
51.59% |